Business Insurance - Not sure what you need?

Business Insurance doesn't have to be complicated or expensive so if you've arrived at this page looking for a Business Insurance policy but thinking "I'm not really sure what I need (or don't need)" then relax, as help is now at hand.

Now it's possible you've been trawling the internet and have been bombarded with links and information from hundreds and thousands of insurance brokers, insurance companies and others all trying to tell you how good they are and why you should trust them to sort out your commercial insurance. And for someone either new to buying business insurance or someone who isn't sure exactly what policy you need (let alone what cover and excess is required) then the insurance industry can be a minefield of information, jargon and people putting a different spin on what they have to offer to get your business.

If any of the comments above ring true with you when it comes to buying insurance or just trying to get a business insurance quote then this page will give you a view options and pieces of advice so your experience when getting insurance for your business is as easy and straightforward as possible.

OK here goes. Some simple tips about making sure you get the advice and guidance you need so you don't waste time, you don't waste money and you get all the cover and protection you need (without paying too much for it).

What exactly are you looking for from your Business Insurance?

This is a good place to start as it could be different for so many reasons.

• Do you want the cheapest premium regardless?
• Do you want a low excess (the excess being the amount you would have to pay in the event of making a claim)?
• Do you want advice from people who know what they are talking about?
• Do you want someone else to do all the work for you?
• Will you want someone to help you if you have to make a claim?
• Or are you happy to do it all yourself?

What you want from your Business Insurance is a great place to start as different companies offer different things. If you want the cheapest premium regardless of anything less then to be honest Northern Counties probably isn't for you as although we in many cases can save you money and get you a great deal on your Business Insurance we offer much more than this. Other companies may however not give you advice or help you when you need to claim or won't answer your queries and questions when you ask them - and as a result they can get you some cheap premiums.

Likewise if you're happy to do all the work yourself then maybe an independent insurance broker like Northern Counties again might not be what you need. You see we will search the UK Business Insurance market for you to try and get you the best cover, best excess and best premium. Our aim is to save you time and save you money. Many insurance companies now offer insurance direct so if you're happy to do this and deal with your claim yourself then they could be just what you need.

If however you do want some help and someone to act on your behalf then maybe a UK Insurance Broker like Northern Counties is for you.

Are you just setting up in Business?

If you're just starting out in the business world then it's very easy to go with the cheapest is best option. Afterall money is probably tight and you just want to start making money and establishing your new business. Our advice would be for any new start business or business not sure what you actually need when it comes to Business Insurance is to get some advice from someone independent. Clearly if you call an insurance company direct their job will be to sell you insurance.

And of course Northern Counties would like you to trust us with your insurance as well. However, unless we can help you get the right cover at the right price we won't try and sell you something that you don't need. We've been providing UK businesses and business owners with Business Insurance since 1928 and much of our business comes from recommendations. And if you become a customer with Northern Counties we'd like to think that one day you'd be so happy with the service, cover and premiums you receive year on year that you'd also consider answering "Northern Counties Insurance Brokers" if you were asked the question "Do you know a really good Insurance Broker?"

What next?

You now really have a choice to make and the options open to you are likely to include:

• Close down this page or carry on searching the internet for someone to help you
• Pick up the Yellow Pages or a magazine and start your search again
• Give Northern Counties a call on 0191 482 1219 and we'll have a quick chat about what you do and we'll give you a few suggestions about what we feel you need
• Visit our Business Insurance page and just request a Business Insurance quote by filling in your name, email address and telephone number - a member of our team will then be in touch to help you with your Business Insurance - don't worry as they won't bombard you with jargon or useless information or try and sell you something you don't need - Just free advice from a UK based team of real people who also happen to know the insurance industry inside out

If you're not sure what Business Insurance you need contact Northern Counties now and let us help you get the best for your Business.

Northern Counties - The UK's Business Insurance Broker