What advice can you give me when buying Travel Insurance?

Get the right cover

Getting back home in an emergency can cost you thousands of pounds and without the correct cover – you will be responsible. Examples include:

• £30 - £35,000 for an air ambulance from the East Coast of the USA
• £15 - £20,000 for a scheduled flight, stretcher and doctor escort from Australia
• £1,800 - £4,000 for a scheduled flight with a doctor escort from the Mediterranean

The golden rule is – check with your insurance provider that the cover they sell is the cover you need before you travel.

Take your details with you

Make sure you know what to do in the event of a problem occurring. Take your policy and 24 hour emergency phone number with you. You may also want to leave copies of these with a friend/family member or even send yourself an email containing important information like your:

• Driving license and passport number
  
• Credit card company phone numbers
  
• Airlines number
  
• Travel insurance policy number and phone number
  

In the event of your documents being lost or stolen you can therefore either call the person with copies or log into your email account if you can access it remotely.

Keep as much paperwork as possible

If a problem does arise paperwork such as tickets, receipts, medical bills, police reports etc should be kept to prove what you’re claiming for happened.

Enjoy your trip

The chances are that your trip, vacation or holiday will go smoothly and without any problems. Therefore if you're on a beach, on the piste or indeed away from home for any reason - have a good trip.